About Us
HTM Risk Management
HTM Risk Management is an insurance-based risk management specialist dedicated in providing individuals and companies with suitable insurance solutions, incepted in 1995.
Our philosophy is to provide innovative solutions based on clients’ lifestyle or business needs.
Our aim is to provide clear, comprehensive, solution-based approaches to insurance planning with a particular focus on practical and leading-edge strategies.
Service
Solutions for your Business
Life Insurance for personal & family:
Life Insurance for business:
Business Buy-Sell Concept
Employees Benefits Scheme
General Insurance for Personal & Commercial:
Will Writing
Trust & Estate Planning
Commitment To Service Delivery
While products competition is inevitable, our core business values remained the same:
We continuously conduct extensive products research and get feedbacks from market and upgrade ourselves with current knowledge and tools to offer the most suitable products and best service to our clients.
HTM believes in periodic review of clients’ portfolio because products may not meet client’s needs as life commitment changes. We provide options to match new needs based at on different stages of life and business planning.
Products’ innovations are only valuable if it is appropriately addressed to individual client needs based solution with dedicated pool of experience, knowledge and constant market feedbacks.